Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Always there to help you with any questions

Always there to help you with any questions Reviewed on: 10th January 2024

I have never had an issue all the time iv been with...

I have never had an issue all the time iv been with them Reviewed on: 10th January 2024

Zopa very good, for building credit.

Zopa very good, for building credit. Very helpful and listens Reviewed on: 10th January 2024

Never had a problem with zoopa,easy to access the ap...

Never had a problem with zoopa,easy to access the app and get most information I'm likely to need easy to make payments, plenty of notice when due Reviewed on: 10th January 2024

Very good and fair excellent credit card use it all.

Very good and fair excellent credit card use it all.the time Reviewed on: 10th January 2024

it has been a great experience so far.

Been good so far using this service. The experience so far has been good. I can’t complain about the experience Reviewed on: 10th January 2024

Excellent customer service when ever I have needed t...

Excellent customer service when ever I have needed to phone I always get first class service, what more can I say. Reviewed on: 10th January 2024

Great customer good support

Great customer service good support Reviewed on: 10th January 2024

Excellent and affordable services

Excellent and affordable services and outstanding customer care Reviewed on: 10th January 2024

Zopa have a good product

Zopa have a good product with their dual limit transfer card. Customer service is slick and the app works perfectly. Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews
Zero Credit Card
from Santander 4.25 from 21 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.17 from 14 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub