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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

The app is fantastic and customer service very good.

The app is fantastic and customer service very good. Never any problems with paying for things using my card Reviewed on: 10th January 2024

Great company to use.

Great company to use. Very easy to use Reviewed on: 10th January 2024

Great card when no one would give me a card excellen...

Great card when no one would give me a card excellent app Reviewed on: 10th January 2024

Great company and customer service

Great company and customer service Reviewed on: 10th January 2024

Easy app

The card and app are easy to use. Reviewed on: 10th January 2024

Excellent customer service very easy app to use too

Excellent customer service very easy app to use too Reviewed on: 10th January 2024

Zopa helped me when i had just moved into my new hom...

Zopa helped me when i had just moved into my new home and we needed some essentials. It was a very easy and swift process, no hassle and a easy customer journey.Their customer app makes it easy to manage your monthly payments and see where you are at without making lengthy phone calls Reviewed on: 10th January 2024

Their customer service at very helpful and APR is fine

Their customer service at very helpful and APR is fine Reviewed on: 10th January 2024

Super easy and user friendly.

Super easy and user friendly. Great communication via their app. Everything in one place Reviewed on: 10th January 2024

Zopa made the whole process of the credit card appli...

Zopa made the whole process of the credit card application very easy and efficient. Reviewed on: 10th January 2024

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