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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great service quick decisions to the point

Great service quick decisions to the point Reviewed on: 10th January 2024

Very good credit card never had a problem with Zopa...

Very good credit card never had a problem with Zopa at all. Reviewed on: 10th January 2024

Great customer service easy to use app

Great customer service easy to use app Reviewed on: 10th January 2024

Great credit card

So easy to use and good value rates. Reviewed on: 9th January 2024

Clear and easy to use.

Very happy, easy to access. Clear app. Reviewed on: 9th January 2024

Helpful meaningful honest information all the time w...

Helpful meaningful honest information all the time weather you are looking for a credit card or loan Reviewed on: 9th January 2024

1st class

I have a credit card and a loan with zopa,they have been very helpful from day one they came through for me when I really needed a little help, 1st class Reviewed on: 9th January 2024

Easy to use App, great communication and variety of...

Easy to use App, great communication and variety of services available. Reviewed on: 9th January 2024

Easy to set up.

Easy to set up. Good communication. App easy to use. Reviewed on: 9th January 2024

Very quick n easy to do found staff very friendly an...

Very quick n easy to do found staff very friendly and helpful money was straight there when I needed it thank you very much big help at the time Reviewed on: 9th January 2024

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