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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy app

The card and app are easy to use. Reviewed on: 10th January 2024

Excellent customer service very easy app to use too

Excellent customer service very easy app to use too Reviewed on: 10th January 2024

Zopa helped me when i had just moved into my new hom...

Zopa helped me when i had just moved into my new home and we needed some essentials. It was a very easy and swift process, no hassle and a easy customer journey.Their customer app makes it easy to manage your monthly payments and see where you are at without making lengthy phone calls Reviewed on: 10th January 2024

Their customer service at very helpful and APR is fine

Their customer service at very helpful and APR is fine Reviewed on: 10th January 2024

Super easy and user friendly.

Super easy and user friendly. Great communication via their app. Everything in one place Reviewed on: 10th January 2024

Zopa made the whole process of the credit card appli...

Zopa made the whole process of the credit card application very easy and efficient. Reviewed on: 10th January 2024

Always provided professional service.

Always provided professional service. Reviewed on: 10th January 2024

Excellent Credit card

Great service,happy to have an account with Zopa Reviewed on: 10th January 2024

Best financial company in my opinion

Best financial company in my opinion Reviewed on: 10th January 2024

kept well informed of my account and new deals

kept well informed of my account and new deals Reviewed on: 10th January 2024

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