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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Quick and easy process I will be recommending Zopa t...

Quick and easy process I will be recommending Zopa to friends and family Reviewed on: 9th January 2024

Always very helpful and easy platform to navigate

Always very helpful and easy platform to navigate Reviewed on: 9th January 2024

Great customer service experience

Professional Reviewed on: 9th January 2024

So easy to use App

So easy to use payments are instant excellent App Reviewed on: 9th January 2024

Straight forward applications.

Straight forward applications. All questions in plain language. Prompt replies to any queries. Reviewed on: 9th January 2024

So easy to deal with zero hassle excellent response...

So easy to deal with zero hassle excellent response easy to get answers love this company app works so well. Transaction info is immediately available text alerts easy application. Clear instructions and super fast at transfers really happy with this company Reviewed on: 9th January 2024

Easy to apply and a speedy decision

Quick decision, easy process but slightly higher APR than some other providers Reviewed on: 9th January 2024

Great credit card and so helpful

Great credit card and so helpful Reviewed on: 9th January 2024

Straight forward to apply upfront with limits apr etc.

Straight forward to apply upfront with limits apr etc. Reviewed on: 9th January 2024

Very easy app to use.

Very easy app to use. Services easy to access and understandable Reviewed on: 9th January 2024

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