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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

The help brigade

Helpful and competitive rates, instant answer Reviewed on: 9th January 2024

World class service,

World class service, very friendly, Reviewed on: 9th January 2024

From day one with Zopa, it has been faultless.

From day one with Zopa, it has been faultless. The app is well organised and the application for credit is well presented and well thought out. Reviewed on: 9th January 2024

Very professional, easy to deal with overall a very...

Very professional, easy to deal with overall a very responsive and informative company. Answer questions in plain language make finance easy! Reviewed on: 9th January 2024

Straight forward process, clear and precise informat...

Straight forward process, clear and precise information. Reviewed on: 9th January 2024

I’ve never had a problem with Zopa, great card and g...

I’ve never had a problem with Zopa, great card and great company - glad I chose this card! Reviewed on: 9th January 2024

When ever I have had contact with Zopa they have bee...

When ever I have had contact with Zopa they have been professional Reviewed on: 9th January 2024

Lovely process and easy, love the app it is very eas...

Lovely process and easy, love the app it is very easy to use. Love the instamt decisions. Reviewed on: 9th January 2024

Fantastic company to deal with.

Fantastic company to deal with. Excellent App with very clear interface. Reviewed on: 9th January 2024

Simple process with great rates.

Simple process with great rates. Very accessible apps and visibility of agreements Reviewed on: 9th January 2024

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