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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Very happy

5
Zopa has helped me build my credit I'm very pleased with this I have had bad credit in the past so they have helped another by building up my credit history Reviewed on: 9th January 2024
Jacqueline lambe's avatar
Jacqueline lambe

Excellent

5
Very good and great company will and have recommended you to all I know Reviewed on: 9th January 2024
Jason's avatar
Jason

Very professional ,quick and easy

5
Very professional ,quick and easy Reviewed on: 9th January 2024
Dean D's avatar
Dean D

A pleasure to use super smooth

5
Never had any issues with my account application process was smooth and easy payment reminders are a added bonus the app is super easy to use no complications Reviewed on: 9th January 2024
Kevd's avatar
Kevd

Fantastic customer service and great customer support

5
Fantastic customer service and great customer support Reviewed on: 9th January 2024
dazbigboy.db@gmail.com's avatar
[email protected]

Excellent

5
Brilliant app and customer service Reviewed on: 9th January 2024
Carol M's avatar
Carol M

One happy customer

5
Got my credit card with ease and also my loan couldn’t be happier with their service Reviewed on: 9th January 2024
Julia N's avatar
Julia N

Easy to use .

5
Easy to use , easy to access the app is excellent and clear. Always works first time. Reviewed on: 9th January 2024
H stoker's avatar
H stoker

First class and great service.

5
First class and great service. no hassle. Reviewed on: 9th January 2024
paul l's avatar
paul l

Excellent service, quick efficient processes

5
Excellent service, quick efficient processes Reviewed on: 9th January 2024
Daniel's avatar
Daniel

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