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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

It's a good card to have you know what you're...

It's a good card to have you know what you're spending Reviewed on: 9th January 2024

Quick and easy with no hassle.

Quick and easy with no hassle. All correspondence was excellent. I have spoken to customer services and they are all amazing Reviewed on: 9th January 2024

The Best

Quick and easy with fantastic customer service i really wouldnt go anywhere else. Reviewed on: 9th January 2024

Quick application with quick results

Quick application with quick results Reviewed on: 9th January 2024

Easy and quick to deal with, easy to contact and...

Easy and quick to deal with, easy to contact and Reviewed on: 9th January 2024

It’s been positive but lower interest rates would be...

It’s been positive but lower interest rates would be good Reviewed on: 9th January 2024

Easy and simple to use.

Easy and simple to use. Keep me updated at all times about all payments Reviewed on: 9th January 2024

Great card, no problems and easy to use

Great card, no problems and easy to use Reviewed on: 9th January 2024

Brilliant service and easy to use

Brilliant service and easy to use Reviewed on: 9th January 2024

very easy and fast,available interest rate

very easy and fast,available interest rate Reviewed on: 9th January 2024

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