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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Amazing service - great app...

Amazing service - great app - wide range of products - excellent customer focus with products aligned to the needs of the customer rather than blindly trying to sell stuff that is not needed. Reviewed on: 9th January 2024

Brilliant App.

Brilliant App. Easy to use and simple to keep informed about my account Reviewed on: 9th January 2024

Amazing company

Great company and very helpful , very quickly and fast Reviewed on: 9th January 2024

Zopa have made my life easier the concept is great c...

Zopa have made my life easier the concept is great customer service fantastic .always keep you upto date . With statements and deals Reviewed on: 9th January 2024

A credit card thats flexible and easy to manage.

A credit card thats flexible and easy to manage. Great customer service. The Zopa credit card app makes it easy to manage your account, and keep track of your finances. Reviewed on: 9th January 2024

If the Apr could be lower it would be helpful

If the Apr could be lower it would be helpful Reviewed on: 9th January 2024

Fantastic service and customer care

Fantastic service and customer care Reviewed on: 9th January 2024

There is never a problem that Zopa can not deal with...

There is never a problem that Zopa can not deal with when I have spoken to a representative Reviewed on: 9th January 2024

Epically good company !!

Just a brilliant service.. I have both a card and a loan and Zopa are brilliant company to work with Reviewed on: 9th January 2024

Always excellent customer service very happy with zopa

Always excellent customer service very happy with zopa Reviewed on: 9th January 2024

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