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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very good experience and great customer service, the...

Very good experience and great customer service, thet update your credit score and they do loans Reviewed on: 8th January 2024

Efficient and secure service.

Efficient and secure service. I felt very secure using the app. Reviewed on: 8th January 2024

Great communication and updates.

Excellent App. Easy to use and clear. Good communication as to when payments are due unlike other lenders and Apps. Reviewed on: 8th January 2024

I have had a credit card and a loan from Zopa and th...

I have had a credit card and a loan from Zopa and they have been excellent for me! Thank you Reviewed on: 8th January 2024

Good service and good recommendations for my friends

Good service and good recommendations for my friends Reviewed on: 8th January 2024

no issues

Seems ok so far no issues friendly customer service easy to use Reviewed on: 8th January 2024

Excellent

Really I like this Zopa credit card. And this card is good for every one Reviewed on: 8th January 2024

Helped me out when I needed it most!

Helped me out when I needed it most! Reviewed on: 8th January 2024

Great service

Always keep in touch and updated Reviewed on: 8th January 2024

Zopa have a fantastic range of products for my need...

Zopa have a fantastic range of products for my need the insights I get are far better than my other credit card providers Reviewed on: 8th January 2024

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