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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Excellent

5
Can not praise Zopa enough great service and customer service along with a easy to use app Reviewed on: 16th April 2023
Neil Murten's avatar
Neil Murten

Quick and easy to apply.

5
Great service, easy to navigate in the app. Reviewed on: 16th April 2023
John Leshundak's avatar
John Leshundak

Great service when needed

5
From taking out the zopa credit card, the service and assistance has been faultless. There was a brief period where I required a little breathing space as financial obligations had become too much, Zopa actively tried to help, offering multiple options and settling my nerves, as we all know, finances are very unsettling nowadays. I cannot praise zopa team members enough and truly believe they deserve the recognition this award would bring Reviewed on: 16th April 2023
Ry 's avatar
Ry

Just Brilliant

5
Fab app , clear and easy to use . Keeps you updated and help is there when you need it . It’s been a life saver and helped me when I needed it Thanks Zopa team Reviewed on: 16th April 2023
Sue's avatar
Sue

Great service

5
Great service easy clear terms good apr easy application Reviewed on: 15th April 2023
Patricia Anne Flynn's avatar
Patricia Anne Flynn

Excellent

5
Best credit card in UK Great service ana app Reviewed on: 15th April 2023
Scott Raymond Luers 's avatar
Scott Raymond Luers

Great card

5
Zopa very good company and app made very easy to use Reviewed on: 15th April 2023
Grant cleaveley 's avatar
Grant cleaveley

Great

5
Great company to deal with, they listen if you gave a problem Reviewed on: 14th April 2023
Catherine's avatar
Catherine

Excellent

5
Great company, give you a chance to re build your credit rating. Very much needed in this day and age Reviewed on: 14th April 2023
Katrina 's avatar
Katrina

Trust worthy

5
Very trust worthy and very helpful would advise this card and site to any one for these hard times Reviewed on: 14th April 2023
Benjamin Hunt's avatar
Benjamin Hunt

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