Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good team and good credit company

Them are understanding company and good team Reviewed on: 13th April 2023

Fantastic service and a easy to use app

Brilliant app and all round great service Reviewed on: 13th April 2023

Is very good credit

Understanding team,good credit oportunity Reviewed on: 13th April 2023

Excellent

I didn't have any problem in using my card anywhere, thank you! Reviewed on: 13th April 2023

one of the easiest cards on the market

great card fantastic rate much better than most Reviewed on: 13th April 2023

Amazing

Amazing work they do Easy to apply and understand the app Reviewed on: 13th April 2023

Very affordable on APR

Easy to apply,the app is easy to use and never had issues with the account or the payments Reviewed on: 13th April 2023

They're very good company and treat their customers well with good care

Have used zopa credit card for more than a year and had no issues with the company Reviewed on: 13th April 2023

Let's you know when payment is due

Keeps you updated regularly with other products Reviewed on: 13th April 2023

Brilliant credit card!

Brilliant credit card company easy to track spending payments are added quickly to account - brilliant service- 100% recommend them! Reviewed on: 12th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant pay
from Incredible 4.61 from 28 reviews
Nectar Credit Card
from Sainsburys Bank 3.53 from 97 reviews
Credit card
from Debenhams 3.98 from 15 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub