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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Easy to use and good rate

5
Great if you pay off before the end of month on interest Reviewed on: 12th April 2023
David's avatar
David

worth recommending

5
I passed the application very quickly without any problems. this is the first bank that works so fast. I received a credit certificate. I recommend everyone to use ZOPA Reviewed on: 12th April 2023
Barbara jedrszczyk 's avatar
Barbara jedrszczyk

Brilliant friendly and easy to use

5
Very easy application no hidden surprises Reviewed on: 12th April 2023
Stephen cridland 's avatar
Stephen cridland

Great for starters

5
Easy to access, good for starters, great app Reviewed on: 12th April 2023
Denise Christabel's avatar
Denise Christabel

Zopa is the best of the best in services

5
They are amazing and great they can tell you all what is happening or update us any changes. Any enquiries will be dealt with professionally and with understanding to us the customers. They are very reliable 'efficient and easy to communicate to. Reviewed on: 12th April 2023
Salieu 's avatar
Salieu

Excellent service

5
They have always been easy to use when out shopping...and so stress free. Reviewed on: 12th April 2023
David Adamson's avatar
David Adamson

Great Credit card provider

5
ZOPA provide an excellent service. Great APP. Competitive rate and great to deal with. Reviewed on: 12th April 2023
Russell Ford 's avatar
Russell Ford

Credit card

5
Zopa is fantastic, has low interest rates and being able to track everything via the app is an added bonus. Very happy either service they provide Reviewed on: 12th April 2023
Kimberly Cooper's avatar
Kimberly Cooper

Credit card

5
Easy to apply for and just so easy and they keep you informed all the time great company to be with Reviewed on: 12th April 2023
K Solly's avatar
K Solly

Good Credit card

5
Completely Satisfied No assle Easy to Manage And good Costumer Service Reviewed on: 12th April 2023
Assuncao Manuel's avatar
Assuncao Manuel

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