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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great card

Zopa helped me get a credit card when I had a bad score and it has been great and easily manageable, I would highly recommend to anybody. Reviewed on: 12th April 2023

Zopa credit card

Great team that help you. Easy reminders that help too. Excellent app that’s so easy to set up. All in all extremely happy Reviewed on: 12th April 2023

Great CC

Zopa app for mobile is simply brilliant. Might be great to add Mastercard option too as it gives better safety to customers compared to Visa. Reviewed on: 12th April 2023

Excellent service

Excellent card reasonable APR, ideal for someone like myself who has less than perfect credit report. Reviewed on: 12th April 2023

Great provider

The best credit card provider I've had. Reviewed on: 12th April 2023

swift and accessible

easy to access credit card swift to apply. useful features for managing credit Reviewed on: 12th April 2023

Great Card

Easy Online Application Decision within minutes. Card sent out and received within 3 days. Easy Online Card Management and Notification each time a transaction is made using your card 5 Star Zopa Reviewed on: 12th April 2023

great company

easy application and great after care from their staff . Reviewed on: 12th April 2023

One Card Only ZOPA

Simply Fantastic wouldn't be without ZOPA Reviewed on: 12th April 2023

The best credit

So far been the best credit card had. Low Interest rate. Zero balance transfer interest. Reviewed on: 12th April 2023

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