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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Great for starters

5
Easy to access, good for starters, great app Reviewed on: 12th April 2023
Denise Christabel's avatar
Denise Christabel

Zopa is the best of the best in services

5
They are amazing and great they can tell you all what is happening or update us any changes. Any enquiries will be dealt with professionally and with understanding to us the customers. They are very reliable 'efficient and easy to communicate to. Reviewed on: 12th April 2023
Salieu 's avatar
Salieu

Excellent service

5
They have always been easy to use when out shopping...and so stress free. Reviewed on: 12th April 2023
David Adamson's avatar
David Adamson

Great Credit card provider

5
ZOPA provide an excellent service. Great APP. Competitive rate and great to deal with. Reviewed on: 12th April 2023
Russell Ford 's avatar
Russell Ford

Credit card

5
Zopa is fantastic, has low interest rates and being able to track everything via the app is an added bonus. Very happy either service they provide Reviewed on: 12th April 2023
Kimberly Cooper's avatar
Kimberly Cooper

Credit card

5
Easy to apply for and just so easy and they keep you informed all the time great company to be with Reviewed on: 12th April 2023
K Solly's avatar
K Solly

Good Credit card

5
Completely Satisfied No assle Easy to Manage And good Costumer Service Reviewed on: 12th April 2023
Assuncao Manuel's avatar
Assuncao Manuel

Easy money

5
Easy to use, keeps you in touch with your finances and up to date on your spending. Reviewed on: 12th April 2023
JamesB's avatar
JamesB

Easy to use and without the fuss

5
I have found my Zopa credit card to be a useful transaction tool that I can rely on when needed. I like the App as well as it is clear and presice. Reviewed on: 12th April 2023
malcolm rice's avatar
malcolm rice

Excellent service

5
I have had a very positive experience with zopa and would recommend them. Reviewed on: 12th April 2023
Tom's avatar
Tom

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