Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

View other Zopa products

4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

great company

easy application and great after care from their staff . Reviewed on: 12th April 2023

One Card Only ZOPA

Simply Fantastic wouldn't be without ZOPA Reviewed on: 12th April 2023

The best credit

So far been the best credit card had. Low Interest rate. Zero balance transfer interest. Reviewed on: 12th April 2023

Very prompt

Quality service ,very easy application process easy to use app overall very good would recommend to anyone trying to build credit records Reviewed on: 12th April 2023

Go for it, great credit card provider

If your thinking of applying for zopa credit card, i can only suggest you go for it,, zopa is a fantastic credit provider, i do not have any bad points with this company at all. Reviewed on: 12th April 2023

Best credit card company

Best credit card company ❤️❤️❤️ . I will countinu to use your credit card. Reviewed on: 12th April 2023

Credit build

Great product and very helpful. Enabled me to start to rebuild my credit rating after a tough financial few years Reviewed on: 12th April 2023

Excellent

Great rate and fantastic service Reviewed on: 12th April 2023

excellent service and product

Always excellent service. Communication is always proactive and always helpful. Would recommend. Reviewed on: 12th April 2023

Great credit card

Great credit card with good rates Reviewed on: 12th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Tandem 4.65 from 358 reviews
Student Credit Card
from NatWest 4.19 from 6 reviews
Hilton Honors Credit Card
from Barclaycard 4.10 from 11 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub