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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent

Excellent customer service with speedy responses. Low interest rates. I also like Zopa as they don’t constantly keep offering to increase your credit limit. This in the past from other credit card providers have caused more harm than good. Reviewed on: 12th April 2023

Easy to apply

Applied easily online and card was sent out within 2 days Reviewed on: 12th April 2023

Fantastic card easy to set up and use

Brilliant and fantastic always use this code quick and easy to set up and use keeps you well informed on all products and credit scores well done Reviewed on: 12th April 2023

Good service

I just tried this card it's good and easy all information they provide. And chat service is good As well. Reviewed on: 12th April 2023

Best service

They have a best interest rates and very easy to use Reviewed on: 12th April 2023

Easy to use

Really user friendly app and straight forward. Great help and support. Reviewed on: 12th April 2023

Very good

Very good ! Very easy good for credit score Reviewed on: 12th April 2023

Excellent and amazing service

I have enjoyed having Zopa as my personal credit card provider making my financial life easier Super excellent service Reviewed on: 12th April 2023

Best for Low credit score

Really good because it fist credit card after get my score get bad Reviewed on: 12th April 2023

Best credit card service

I have been using zopa from last 3 months Best credit card service Reviewed on: 12th April 2023

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