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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great Service

Smooth beginning, painless to gain card. Outstanding customer service. Very punctual dealing with requests. Reviewed on: 12th April 2023

Great customer service

I had an issue with a payment (entered pin wrong). Swift and easy access to someone that sorted the issue quickly and effectively Reviewed on: 12th April 2023

Excellent company

Best credit card company I've dealt with, over the years. Excellent customer service. Reviewed on: 12th April 2023

Easy to use

Very good card easy to understand pay off before the end of the month and no interest. Reviewed on: 12th April 2023

The best for get helped!

Absolutely perfect for quick solutions and good systems! Easy to use and quick approval! Preferring for everyone! Reviewed on: 12th April 2023

Excellent!

Zopa's app is very easy to use and navigate, they are always available to assist if you need advice. Great bank! Reviewed on: 12th April 2023

No hassle and straightforward

The app is great. They are upfront about costs and rates. Nothing to complain about. Reviewed on: 12th April 2023

Great support from the Team

Easy to use the app. good support team flexibility for personalized customer's needs Reviewed on: 12th April 2023

Fantastic service

Great company always at hand to help, the app is easy to use never had any issues. Great communication via txts and emails. Highly recommend Reviewed on: 12th April 2023

Good product

Very clear terms and conditions. Keep you updated and customer service good. Reviewed on: 12th April 2023

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