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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Excellent

5
Very easy to apply and quick response Reviewed on: 12th April 2023
Joelito.Obeja's avatar
Joelito.Obeja

Excellent

5
Zopa are an excellent provider! Everything is clear, concise and fair. Reviewed on: 12th April 2023
John Anderson's avatar
John Anderson

Great and easy to use

5
Brilliant and easy to set up and using app makes it a lot better Reviewed on: 12th April 2023
Shaun's avatar
Shaun

Review of credit card

5
Best credit card I have had, it has an app like most but its easy to make parents have instant access to the transactions and also sends an alert for what I have spent and where which is a very useful and safeguarding aspect of the card especially from a fraudulent point of view and as a bonus it helps to improve your credit score. Reviewed on: 12th April 2023
Becks's avatar
Becks

Mr Joelito Obeja

5
Very responsive and quick action when dealing my enquiry Reviewed on: 12th April 2023
Joelito.Obeja's avatar
Joelito.Obeja

Responsible lender at last

5
No frills easy to use app I have complete trust in the product unlike other lenders Well done Mark flynn Reviewed on: 12th April 2023
mflynncontracts@gmail.com's avatar
[email protected]

Credit card

5
Easy to use app, easy payment methods and card updates straight away. Reviewed on: 12th April 2023
Jennifer place's avatar
Jennifer place

Zopa credit card

5
The App and service so simply to use and nothing what I have to speak or online chat about!! DD set up with no fuss. This is the only Credit card I would recommend Reviewed on: 12th April 2023
Tahir Abdul's avatar
Tahir Abdul

Finance sorted

5
Everything about Zopa is clear. No hidden surprises. Simple and honest. I take my card with me everywhere and am in total control. Reviewed on: 12th April 2023
Andrea's avatar
Andrea

No Brexit

5
Best up ever, easy to use, very smart, very2023 Reviewed on: 12th April 2023
Dumitru Sebastian Gliz's avatar
Dumitru Sebastian Gliz

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