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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Mr Joelito Obeja

It was good very easy to apply and quick response from the team: staff.. I recommend my friend to apply for a credit card Reviewed on: 12th April 2023

So Easy, So Transparent

ZOPA is such a diverse company offering many products. They have an easy to use help app that allows you to keep on top of your account. For me the extra bonus is that when you make a payment it comes off of your balance instantly. You don’t have to wait around for couple of days like other companies. Keep doing what you’re doing ZOPA. You’re simply the best Reviewed on: 12th April 2023

Great

Great experience, quick assessment. Reviewed on: 12th April 2023

Best credit card

They give people a chance to build there credit rating. And there very helpful to there customers Reviewed on: 12th April 2023

Excellent

Excellent and easy to use, easy to pay and overall easy to spend, thank you Reviewed on: 12th April 2023

Zopa credit card

Zopa credit card is easy to use app has everything you need to know in the app the navigation was easy too overall 100% the best card in my eyes Reviewed on: 12th April 2023

1st class

Execellent reviews should get a zopa credit card Reviewed on: 12th April 2023

Excellent customer service

Always helpful and friendly customer service, regular product updates offering great products Reviewed on: 12th April 2023

Very helpfull

I have got my credit card with zopa and using the app is very handy and staff very help full via apo on the chat Reviewed on: 12th April 2023

Perfect

The most reasonable on the market Reviewed on: 12th April 2023

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