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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to use

Very good card easy to understand pay off before the end of the month and no interest. Reviewed on: 12th April 2023

The best for get helped!

Absolutely perfect for quick solutions and good systems! Easy to use and quick approval! Preferring for everyone! Reviewed on: 12th April 2023

Excellent!

Zopa's app is very easy to use and navigate, they are always available to assist if you need advice. Great bank! Reviewed on: 12th April 2023

No hassle and straightforward

The app is great. They are upfront about costs and rates. Nothing to complain about. Reviewed on: 12th April 2023

Great support from the Team

Easy to use the app. good support team flexibility for personalized customer's needs Reviewed on: 12th April 2023

Fantastic service

Great company always at hand to help, the app is easy to use never had any issues. Great communication via txts and emails. Highly recommend Reviewed on: 12th April 2023

Good product

Very clear terms and conditions. Keep you updated and customer service good. Reviewed on: 12th April 2023

Brilliant system.

Easy to navigate and seamless payment system. Reviewed on: 12th April 2023

Thank you

Thank You for your help,i will be with You ,You are the best Reviewed on: 12th April 2023

Brilliant card

Easy to apply App is really good Great notifications to keep you in control Reviewed on: 12th April 2023

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