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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Award Winning!

In the current climate it is hard to be happy about anything financial but with Zopa you can! Their credit card is second to none, good value, excellent and easy to use app to help with payments and all other questions/needs. Customer service is also wonderful. Have been SO happy with my Zopa credit card - a customer for life here! Reviewed on: 12th April 2023

A very good company

I get all the I needed from this company Reviewed on: 12th April 2023

Good credit support

Good credit support , I have no complains to make about Zopa Reviewed on: 12th April 2023

Great product

Never had an issue with payments interest rates are good & service has always been good Reviewed on: 12th April 2023

EXCELLENT FAST SERVICE

KEEPS YOU INFORMED OF YOUR SPENDING AND AND WHEN TO MAKE PAYMENTS Reviewed on: 12th April 2023

Easiest card by far

Trying to get a credit card is hard enough. Choosing one is is difficult if you don't understand the financial side of everything. Zopa is straight forward. Easy to use and keeps you updated with everything. Even months before any changes happen. With zopa you get friendly helpful staff who are always happy yo guide you through everything. I recommend zopa to anyone and everyone Reviewed on: 12th April 2023

Great credit card with fantastic customer support

I’ve used Zopa for a few months now and it’s been a breeze so helpful and so easy to use and work with Reviewed on: 12th April 2023

Great Service

Smooth beginning, painless to gain card. Outstanding customer service. Very punctual dealing with requests. Reviewed on: 12th April 2023

Great customer service

I had an issue with a payment (entered pin wrong). Swift and easy access to someone that sorted the issue quickly and effectively Reviewed on: 12th April 2023

Excellent company

Best credit card company I've dealt with, over the years. Excellent customer service. Reviewed on: 12th April 2023

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