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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

happy

very happy with zopa credit card very simple app to use keeps track of everything u know were u are at all times trouble free transactions in and out highly recommend A+++ Reviewed on: 12th April 2023

Zopa there when you need them most

Zopa, got my card to help in case of emergencies. My fridge freezer and cooker broke within days of each other. I have two disabled kids so needed both replacing. Zopa stepped up to the plate and saved our family. Without Zopa the outcome would have been dire. Thank you Zopa Reviewed on: 12th April 2023

Amazing and flexible

Amazing company easy to use good customer service flexible good app easy to make payments it’s my go to card can’t fault it Reviewed on: 12th April 2023

Fantastic service

Excellent product and terms.. the overall service and quality are fantastic. Reviewed on: 12th April 2023

Zopa

Very good and easy to apply for Reviewed on: 12th April 2023

Fast easy to get a answer

They let me know I can get a card in min card came in 3 days Reviewed on: 12th April 2023

Great trust in customers!

Ive not had the best credit rating during the past 2 years but even so I was able to get a Zopa credit card with a very good limit. The fact they have trusted me with this ensures that I use the credit card wisely and to my advantage, even going as far as helping my business due to being able to buy products & materials without it coming out of my pocket before final payment from clients. Overall would highly recommend to anyone. Reviewed on: 12th April 2023

Zopa credit card

Great rates and can be used anywhere. Great customer service and the app is easy to use. Reviewed on: 12th April 2023

Amazing Card

So easy to use and manage great credit limit flexible and safe my go to card Reviewed on: 12th April 2023

Top Company

Top company nothing is too much trouble to help you get what you need Reviewed on: 12th April 2023

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