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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Best credit

Good credit card percentage with clear explanation. Reviewed on: 12th April 2023

Amazing!

Excellent app allowing you to keep track of purchases, repayments and interest. Makes the whole process easy. Reviewed on: 12th April 2023

Zopa credit card

It’s very simple and easy to use and I like the services very much and I recommend Zopa to all my friends and family… Reviewed on: 12th April 2023

Satisfied

I am very much satisfied with the limit and service. Reviewed on: 12th April 2023

5 stars from me!

Quick and easy! Very straightforward, great app! Would definitely recommend Reviewed on: 12th April 2023

So, so easy

A brilliant card, never had an issue. Easy to apply for and easy to use. Reviewed on: 12th April 2023

Excellent

Great credit card easy online app to you use Reviewed on: 12th April 2023

Zopa Credit Card

The Zopa App makes managing my credit card super easy. Couldn't be more pleased, I applied for it. Reviewed on: 12th April 2023

Perfect

Fast to apply and fast dispatch of card. App is efficient and easy to use! With immediate updates on spending. Would highly recommend Reviewed on: 12th April 2023

Great started card

Has helped me get on the credit ladder. It has a really simple app to track your spend and pay back the money in a simple, quick way. Reviewed on: 12th April 2023

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