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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Simply

5
Zopa is a simple financial organisation there always up front with information & easy to apply. Reviewed on: 12th April 2023
David Coley 's avatar
David Coley

Great credit card

5
Zopa are brilliant, really helpful, quick to help with anything. I have never had a bad experience with them. Reviewed on: 12th April 2023
Josef Francis O'Reilly's avatar
Josef Francis O'Reilly

Much needed by people in need

4
Helping people who need help is rare out there financially and ZOPA is one of a few lenders who helped me when I needed it Reviewed on: 12th April 2023
John cole's avatar
John cole

Best credit card company

5
Helped with everything possible, can’t fault it at all. Reviewed on: 12th April 2023
Charlotte Roberts's avatar
Charlotte Roberts

The best credit card company

5
It is the first time that I have ever had a credit card. I was always nervous about getting one. But they put me at ease when applying. I went to Vegas and got married with their help. Thank you. Reviewed on: 12th April 2023
Lulu McGee's avatar
Lulu McGee

easy and convenient

5
Going out for any consumption is very simple and convenient Reviewed on: 12th April 2023
shi's avatar
shi

The best card out there.

5
Zopa is a great little credit card that's handy. The staff are very friendly and knowledgeable if you have a query. I've recommended my friends apply for one. Reviewed on: 12th April 2023
Graham Aston's avatar
Graham Aston

easy and convenient

5
Going out for any consumption is very simple and convenient Reviewed on: 12th April 2023
shi's avatar
shi

Best credit card out

5
Very welcoming and helpful and easy to see what your spending. The instant alerts when you use the card are great for keeping tracking of purchases Reviewed on: 12th April 2023
Scott Paterson's avatar
Scott Paterson

Excellent Service

5
They make everything straight forward and seamless, excellent and clear communication throughout Reviewed on: 12th April 2023
Kurt Mather's avatar
Kurt Mather

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