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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great Credit Card

I have numerous credit cards but by far I found found both the card and extra services Zopa offer to be the best. Well done Zopa!! Reviewed on: 12th April 2023

Trustworthy and easy to use, always there for the clients.

Since I have started using Zopa, it never fails. Reviewed on: 12th April 2023

Done it change you review process done 7 times now give up

Done 7 times this process is terrible for a good company Reviewed on: 12th April 2023

Excellent experience

Brilliant company it does exactly what it says on the tin highly recommended Reviewed on: 12th April 2023

Absolutely highly recommend this credit card

The best thing about this card you can pay a minimum amount and still be better off like other ones and it’s helps you to manage your finances better Reviewed on: 12th April 2023

Zopa review

Down to earth finance professionally ran. Really easy to track exactly where you are using the Zopa app. Reviewed on: 12th April 2023

People that need help get help from ZOPA

I needed assistance financially and the credit card was highly required to see me over a poor period nobody else did Reviewed on: 12th April 2023

Best credit card ever owned

Friendly customer service and you don’t have to wait on the phone for hours Reviewed on: 12th April 2023

Perfect!

No hassle friendly company. Great website and simple and easy to use Reviewed on: 12th April 2023

excellent customer service

When you call the customer service you get prompt and excellent customer service Reviewed on: 12th April 2023

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