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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very reliable service

It's a good relief for me and am so grateful that my application was accepted and approved, it came in at the moment l think it's over .am so grateful and do appreciate the reputable organisation. Reviewed on: 12th April 2023

Very easy to use

Its Helped me build my credit history up when no other credit card company would Reviewed on: 12th April 2023

Hassle free

Hassle free I never had a problem with zopa or the card. I am kept well informed of any changes that are being made. Using the app is simple to use and has always made any questions I have had easy to get answers Reviewed on: 12th April 2023

Easy to use credit card

The card is so easy to use alongside the app payments go on straight away and when u pay money off it updates immediately so you know exactly where u are with your money Reviewed on: 12th April 2023

Very good

Great card and services good all round credit card always helpful Reviewed on: 12th April 2023

Easy

Zopa makes it easy. Whether it's the initial application, the app, keeping on top of your money, making payments, it's all just easy. Reviewed on: 12th April 2023

Fantastic

I have been with Zopa for a while now and I like there app is it tells me how much my interest is each month and the customer service staff are so friendly , I highly recommend Zopa lisa Reviewed on: 12th April 2023

Amazing

Since i have recieved my credit card its been such help. Amazing credit card company and its so easy to use via the app. Absolute delighted to have such used this company Reviewed on: 12th April 2023

Simple and easy

I have enjoyed using this credit card, which has helped me manage my finances successfully. The credit card also helps with improving my credit score Reviewed on: 12th April 2023

zopa

zopa are very professional and friendly Reviewed on: 12th April 2023

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