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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

The best card ever

Low interest, fast decisions , easy to get approved… Reviewed on: 12th April 2023

Fantastic company.

Great customer service very happy with service. Reviewed on: 12th April 2023

Excellent

I'm really happy to be part of ZOPA, EXCELLENT service and fast money and getting card was to easy with helping credit , Thanks guys ! Reviewed on: 12th April 2023

Helpfull

Good service and very helpful customer service Reviewed on: 12th April 2023

Fantastic CC

Highly recommended , very quick to sort out. Delivered within 2 days Reviewed on: 12th April 2023

The Zopa card

Very easy to apply for and sets a good credit limit The card came very quickly and by using the app was up and running in less than a minute Reviewed on: 12th April 2023

Easy to use

Easy to set up and use, regular reviews on your limit improve my confidence in Zopa. I just wish they would sort out the app…. Try finding a notification… if you have a couple of hours to spare…. Reviewed on: 12th April 2023

Simple and easy to use

Easy access to app and communication with the company Reviewed on: 12th April 2023

Excellent credit card

Got accepted straight away. Easy to use app and easy to make payments through the app. Would definitely recommend Reviewed on: 12th April 2023

The enabler

My relationship with Zopa has enabled me to do so much that I wouldn’t have before. The communication is fabulous… the fact I am able to stay in control… all together I am very happy!!! Reviewed on: 12th April 2023

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