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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Really good

Nice In contact all time no pressure or hassle. Reviewed on: 12th April 2023

Great product and service

Great service great app, easy to use always in control Reviewed on: 12th April 2023

So easy to stay in control

This is by far the best card I have. You have all finance options at the press of a button. They promote opportunities for savings too. Reviewed on: 12th April 2023

Easiest to use and really good

Best credit card provider, one of the easiest to use Reviewed on: 12th April 2023

Very good

Very good credit card!!!! Excellent Reviewed on: 12th April 2023

Quick and easy

Applying for the card was quick and easy. Process straight forward and communication was great. Use of the card is quick and easy. Repayment is easy , just set your repayments and watch your spending Reviewed on: 12th April 2023

Best service delivery

Excellent customer care and communication Reviewed on: 12th April 2023

Excellent service

The Best Credit Card Service Building Credit Score Reviewed on: 12th April 2023

User Friendly

Easiest card application I’ve ever had. So simple to set up the online account and use the app to manage my accounts. Other providers definitely need to follow suit Reviewed on: 12th April 2023

zopa the great

You know exactly where you stand you are updated every week if you pay before direct debit is due they do not take it I have never ever had a problem with them they are always very very helpful and I would reconmend them to everyone Reviewed on: 12th April 2023

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