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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

So easy...

From initial application to account management, Zopa have made every step simply so easy! Thank you Zopa for a fantastic App and easy to use interface Reviewed on: 12th April 2023

Credit card

Since I've been with Zopa I've been treated well I have found that the app is fantastic easy to use the staff are friendly and helpful. Reviewed on: 12th April 2023

Good credit card

Been with them for over a year and interest rates have been fair and the app is clear on when my bills is due been Happy with it even the amount of credit it offers Reviewed on: 12th April 2023

Purchasing

Best card for purchasing .i am to use this card Reviewed on: 12th April 2023

of note 10

it is reliable and very easy to use Reviewed on: 12th April 2023

Excellent

Very good interest rate, easy to use via mobile app. Reviewed on: 12th April 2023

Nice company and credit card

I like this card and company instant any query solution all of Reviewed on: 12th April 2023

Easy no fuss credit card

Zopa was an easy experience . The overall credit card application was no fuss and the time scale was good. Reviewed on: 12th April 2023

First-class customer services and care.

Extremely accommodating and understanding. Helpful beyond belief. Reviewed on: 12th April 2023

Great bank

Very easy application process, and i am very happy with the Zopa bank app which lets you see all your transactions and remaining balances. I took a balance transfer card and was impressed by how easy it all worked out.also at zero interest for 6 months. Very happy overall. Reviewed on: 12th April 2023

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