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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

fab

5
easy to borrow. Reviewed on: 12th April 2023
John George Hesslewood's avatar
John George Hesslewood

Brilliant

5
Amazing rates andeasy to navigate Reviewed on: 12th April 2023
Pete Fletcher's avatar
Pete Fletcher

Fantastic service !!

5
Zopa provide a fantastic straightforward service, well recommended ***** Reviewed on: 12th April 2023
Adam peter Butterworth's avatar
Adam peter Butterworth

Fantastic card and great for credit building

5
Fantastic card, easy access to app and ability to manage payments and see balances. No pressure to increase balance, great for credit building. Instant credit top up when payments are made, don't have to wait several days to see this reflected in balance. Reviewed on: 12th April 2023
Janine 's avatar
Janine

Excellent

5
I been using this zopa credit card for a while. It helps me alot to pay my bills on time and also gives me enough time to pay my credit balance on time as well very handy and useful. Reviewed on: 12th April 2023
Mo 's avatar
Mo

Brilliant lender, easy to use app

5
Helped me rebuild my credit score, straightforward , brilliant easy to use apo. A very happy customer Reviewed on: 12th April 2023
AMIN JBILOU's avatar
AMIN JBILOU

Very good

5
it's a very good card and you can immediately increase the value of the credit, I for one am very satisfied with the card and it's very easy to apply and accept Reviewed on: 12th April 2023
Iulian Morun's avatar
Iulian Morun

Excellent

5
good service and fast delivery easy to use excellent i like this card Reviewed on: 12th April 2023
Ambreen irfan 's avatar
Ambreen irfan

A Great Credit Card

5
You gave me a chance when turned down by other credit card companies. You have trusted that I would keep up my payments and have raised my credit. Thank you thank you thank you Reviewed on: 12th April 2023
zadiedillon@icloud.com's avatar
[email protected]

Zopa deserves credit

5
I find Zopa a extremely good and very fair credit card company that I have used in a long time!! Reviewed on: 12th April 2023
stiobhan napier's avatar
stiobhan napier

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