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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good credit booster

Easy and efficient application, good service and boosting my credit score Reviewed on: 12th April 2023

Helpful credit card

It's nice to have a zopa credit card as give you advice, and helping you with your spending and orways keeping you up to date with your balance Reviewed on: 12th April 2023

It's Great

It's greatly great: a great Credit card; Great Service; still looking for a higher Credit Limit though. Hope it comes soon. Thank You Zopa. Reviewed on: 12th April 2023

Best customer service and care

My experience from first day was the best and I was approve to have my credit card at the I needed it, was so fast and great. They are trusted me and I trust them. Best Bank, Best customer care Reviewed on: 12th April 2023

Excellent

Good service and customer service, one of the best banking services in the UK EFFICIENT and reliable and flexible. Reviewed on: 12th April 2023

Great firm

Give you a good credit limit, enough to use but they keep an(AI) eye on your spending. The app is also very good Reviewed on: 12th April 2023

Good stuff

I like it because they are flexible Reviewed on: 12th April 2023

Good bank

I like it because they are so flexible Thanks Reviewed on: 12th April 2023

Amazing

They are just brilliant, quick increase & helped me with a balance transfer Reviewed on: 12th April 2023

One of the best

I have been using this amazing credit cart for more than 6 months. Now I would like to say zopa is one of the best credit cards that I have ever used. So much recommend. Reviewed on: 12th April 2023

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