Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very happy and grateful

I was having some difficulty’s with my finances and zopa was the only company who trusted me and help me a lot I been recommended zopa To my friends and family thanks for everything and for trusting me Reviewed on: 12th April 2023

Credit card

I have been using this amazing credit cart since 6 months ago. Now I would like to say that zopa is the best credit card ever! So much recommend! Reviewed on: 12th April 2023

Helpfull and no nonsense

Zopa are so helpfull when needed. They keep me updated as I need with my balance updates and when I needed help most they were the first to say "yes we will help you in your hour of need" Reviewed on: 12th April 2023

Mr Aziz

Absolutely brilliant service no doubt Reviewed on: 12th April 2023

Excellent service

I am very satisfied with the super credit card. It is very excellent and I recommend it to my friends and family. Reviewed on: 12th April 2023

It was great experience

I love it it was really great experience with Zopa Reviewed on: 12th April 2023

Amazing

Easy to set up and help you budget so no over spending, great credit card Reviewed on: 12th April 2023

Excellent

Awesome service... convenient solution for my needs... easy to understand and use Reviewed on: 12th April 2023

Professional, easy set up. Great all around

Very pleased. Can't wait to put it to use for our honeymoon Reviewed on: 12th April 2023

Excellent credit card

I am happ To used Zopa credit card and I am enjoying to use it thanks Zopa Reviewed on: 12th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

123 credit card (discontinued)
from Santander 4.18 from 162 reviews
Credit Card
from Ocean Finance 3.94 from 21 reviews
Platinum Purchase Card
from TSB 3.52 from 8 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub