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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Customer service

It's wonderful and easy to use and easy to apply easy to find your perfect it's excellent customer service Reviewed on: 12th April 2023

Good product

I am using a credit card, no issues with the app, everything goes as agreed in the contract. Can recommend! Reviewed on: 12th April 2023

so good

very helpful great company good communication excellent service Reviewed on: 12th April 2023

Very good

If got money transfer it would be nice Reviewed on: 12th April 2023

Amazing Company

Easiest credit card people to use Reviewed on: 12th April 2023

Great credit card.

Easy to manage my account online. See how much I have spent,, keep check on my balance and make payments on my account. Reviewed on: 12th April 2023

mr

good credit card company for everyone in daily spend Reviewed on: 12th April 2023

Great service

I am new to zopa and my application didn't take long to be approved. Card was delivered in a few days time. Easy to use on Google pay. Reviewed on: 12th April 2023

Credit card

Great card, easy to apply. Excepted straight away Reviewed on: 12th April 2023

Very easy to use and understand

Find the whole card to use and understand the costs Reviewed on: 12th April 2023

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