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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Perfect and straightforward

Kind and friendly, informative and trusted Reviewed on: 12th April 2023

Very pleased

I applied for the credit card and was accepted, it is a great help. Reviewed on: 12th April 2023

Very good service

Is very good service no issue and no problem with them Reviewed on: 12th April 2023

Simple

So simple to use and set up. Everything is easy to use via the app and customer service are very helpful too. Would definitely recommend. Reviewed on: 12th April 2023

100% recommended

I'm using there cradit Card it's work very good. Reviewed on: 12th April 2023

Awesome

Zopa is awesome. I use for my beauty treatments. And this card is amazing. Reviewed on: 12th April 2023

Efficient & great service

I cannot praise the staff at Zopa enough. They are helpful and accommodating. The application process was so easy and management of your account is simple with the App, you always know where you stand. Outstanding! Reviewed on: 12th April 2023

Zopa credit card

Zopa has been amazing helpful and easy to contact all in all 100% the best credit card to have in my opinion I would recommend them to all my friends and family Reviewed on: 12th April 2023

First class card

Best card I have ever had ever Reviewed on: 12th April 2023

Good service

I like zopa credit card service Reviewed on: 12th April 2023

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