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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Simply simple!

5
Since I have had my Zopa account I have found it extremely easy to use. Everything is straight forward and has run smoothly. Reviewed on: 12th April 2023
Jo Walsh's avatar
Jo Walsh

Amazing

5
The experience right from the start was very encouraging, straight forward and on point. Reviewed on: 12th April 2023
Mayowa 's avatar
Mayowa

One of the best credit card out there

5
Very good interest rate using Zopa abroad. I would highly recommend it Reviewed on: 12th April 2023
Daniel Parker 's avatar
Daniel Parker

Very good credit card

5
Nice credit card, highly recommended to all type of clients. Well done Zopa . Reviewed on: 12th April 2023
Jun Antonio's avatar
Jun Antonio

Came to my aid when I needed it most!

5
I have been struggling financially for a little while now and although my limit isn't that high, I couldn't get accepted for any other cards so being with zopa has gotten me through some rough times and the interest rates and payments are very manageable. Thank you for accepting me for the credit card! Reviewed on: 12th April 2023
Daryl Holt 's avatar
Daryl Holt

Great credit card!!

5
I’ve been with them for a while now, super helpful, great interest rates and always let’s me know when my payments are due Really great customer service too Reviewed on: 12th April 2023
emma morgan's avatar
emma morgan

Clear cut

5
Fair and very clear in making you understand what you’re question was Reviewed on: 12th April 2023
Mohammad z Butt's avatar
Mohammad z Butt

The best on the market is Zopa credit card

5
They have been of a great help to me when I need some money urgently it’s very easy to apply for their credit card my experience with them has been incredible and I definitely recommend it to you and also to my family and friends Reviewed on: 12th April 2023
Irene baaba Quagarine 's avatar
Irene baaba Quagarine

Amazing

5
Couldn’t be happier and it’s so helpful Reviewed on: 12th April 2023
tj barton's avatar
tj barton

Very helpful over the phone and explain things very well

5
Got good experience so far The only thing I think they can improve on is that they should shorten the time period for your credit increase. The first one is after a year if u have done everything right Reviewed on: 12th April 2023
Mohammad z Butt's avatar
Mohammad z Butt

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