Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa is very good

It was very interested an helpful. Reviewed on: 12th April 2023

Catarina

I like Zopa its very good Credit card and was easy to applyed,im very happy . Thanks Reviewed on: 12th April 2023

Faultless

Excellent, easy to use app, updates when needed. Highly recommended. Reviewed on: 12th April 2023

Love zoopa

Easy to use app is brilliant can see everything recommend 100% Reviewed on: 12th April 2023

Perfect

The company is perfect , they keep you up to date with support and advise Reviewed on: 12th April 2023

Credit were credits due

Zopa are so amazing, customer freidnly and focused. The ease of using there app to manage your cards or other products they offer is second to none. I'm glad I chose them and would 100% recommend them to friend family, even strangers. Never had any problems with payments to them or getting access to my credit. Really grateful to be a service user. Reviewed on: 12th April 2023

The best ever

Very good company, easy contact, easy and helpful app Reviewed on: 12th April 2023

Amazing

Very good service I have not world to say anything coz i am very happy with this card ..they All the time give me update what they r changing services so i am very happy thanks soo much ..... Reviewed on: 12th April 2023

Marvellous card which helps to restore your credit balance

Great card to build your credit status. Reviewed on: 12th April 2023

Pleasant Experience

The ease of use and ability to meet my varied needs was really nice Reviewed on: 12th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Credit Card
from NatWest 4.19 from 6 reviews
Initial credit card (discontinued)
from Barclaycard 3.60 from 122 reviews
Platinum Purchase Card
from TSB 3.52 from 8 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub