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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Perfect credit builder

Easy to apply. Card came quickly and the app is brilliant and easy to use. After 3 months I got a credit increase and my credit score has gone up by 111. Reviewed on: 12th April 2023

Zopa is the the best

Very easy to use and good quality. Reviewed on: 11th April 2023

Simple, effective

Easy to use, simple but effective Reviewed on: 11th April 2023

Easy to use and set up

Quick easy set up and the app is fast and great to use Reviewed on: 11th April 2023

Good rates, great app and card.

The app is simple and easy to use. The credit limits are manageable and fees are fair. Good customer service too. Reviewed on: 11th April 2023

Best budget credit card

Best card fir budget spending at all Reviewed on: 11th April 2023

Excellent card

I gave found Zopa very helpful and supportive when I have been struggling Reviewed on: 11th April 2023

Good app, good service

I know where I am at all times with Zopa, accessible finance Reviewed on: 11th April 2023

Quality top service

Awesome company always there when you need them. No matter what your history. Seem to know when you need a helping hand Reviewed on: 11th April 2023

Simply brilliant!

Un complicated and professional app systems. And very customer focused on orientated Reviewed on: 11th April 2023

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