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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

The best Bank I've used

Friendly, great interest rates, helpful staff. Just a great service all round. Reviewed on: 11th April 2023

Best credit card

My new friend zopa....its so simple and the app is brilliant Reviewed on: 11th April 2023

Somewhere to start from

Zopa could be helpful when extra is needed, whether it is going through difficult times or wanting to make better of a reasonable situation. Reviewed on: 11th April 2023

FAST AND PROMPT DELIVERY

WAS THE BEST SERVICE I'VE HAD FROM ANY CREDIT CARD COMPANY Reviewed on: 11th April 2023

Good

Happy with zopa.will be recommended to friends Reviewed on: 11th April 2023

Everyone needs Zopa

Every contractual agreement were honored to the later. Above all is the excellent customer service. Reviewed on: 11th April 2023

Fast, easy and comfortable for using.

I am use often and for me is very easy to use and very good security have. I am feeling safety. Reviewed on: 11th April 2023

Absolutely love my Zopa credit card

Love Zopa, Customer service is great, the app is great. Really reliable company and I'm so glad I choose them when looking for a credit card company Reviewed on: 11th April 2023

Helped me to get back on track

Zopa helped me track my spending, kept me working hard to improve my credit score & helped me monitor my own spending. It's helped me become more responsible with money & to value having good credit Reviewed on: 11th April 2023

Perfect

I am extremely pleased. I strongly recommend Reviewed on: 11th April 2023

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