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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Amazing

5
Brilliantly flexible amazing super at understanding customer needs.new bank new money new understanding of today’s needs. Reviewed on: 11th April 2023
Stephen baker's avatar
Stephen baker

Clear simple and straightforward

5
Very easy to use credit card with a well designed app focused on the user Reviewed on: 11th April 2023
Brendon Kenny's avatar
Brendon Kenny

Easy helpful and completely stress free

5
Top marks recommended to other people completely stress free Reviewed on: 11th April 2023
Wayne carter 's avatar
Wayne carter

Good communication

5
It was so easy to apply and lots of transparency about the interest rate. Good communication Reviewed on: 11th April 2023
Linda MB's avatar
Linda MB

Great card

5
Easy to use credit card and flexibility Reviewed on: 11th April 2023
steven hassett's avatar
steven hassett

Amazing

5
Amazing card easy to use and easy to pay my balance Reviewed on: 11th April 2023
Peter kidd's avatar
Peter kidd

Ease Getting and Activating the Zopa Credit Card

5
The application process for the credit card was easy and straightforward. In my opinion, the process of activating the card is the best in the industry - no need to wait for a card pain. The pin was generated from the app. Reviewed on: 11th April 2023
Holymoses's avatar
Holymoses

Quick & easy

5
Very quick & extremely easy to obtain a credit card from Zopa... Reviewed on: 11th April 2023
Bobby Rainford's avatar
Bobby Rainford

Best credit card yet

5
It’s been very easy to navigate through the banking app it’s great with providing information needed to help encourage saving overall really happy with this Reviewed on: 11th April 2023
Jemilla Floyd's avatar
Jemilla Floyd

Service

5
Helpful customer service and excellent credit service have never had a problem with my transactions Reviewed on: 11th April 2023
David Gill's avatar
David Gill

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