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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Fantastic

I have been with Zopa for a while now and I like there app is it tells me how much my interest is each month and the customer service staff are so friendly , I highly recommend Zopa lisa Reviewed on: 12th April 2023

Amazing

Since i have recieved my credit card its been such help. Amazing credit card company and its so easy to use via the app. Absolute delighted to have such used this company Reviewed on: 12th April 2023

Simple and easy

I have enjoyed using this credit card, which has helped me manage my finances successfully. The credit card also helps with improving my credit score Reviewed on: 12th April 2023

zopa

zopa are very professional and friendly Reviewed on: 12th April 2023

Great credit card

Amazing easy use app and credit card Reviewed on: 12th April 2023

Great credit card provider

Very easy to use .and easy to keep in control of the payments with the app Reviewed on: 12th April 2023

5 star

Top notch,simple but effective easy to use internet access credit limits to suit all requirements what more could you ask for in a credit card company Reviewed on: 12th April 2023

So easy, clear & simple

This card has the best app going! Easy to make repayments! The Credit buffer is also a great idea Top effort Reviewed on: 12th April 2023

Saved me!

Gave me credit when I needed it the most Great little card, had no charges abroad too.. Good customer service too Reviewed on: 12th April 2023

Easy to manage with regular updates

Good communication from Zopa how to manage my Zopa account Reviewed on: 12th April 2023

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