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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Amazing Company

Easiest credit card people to use Reviewed on: 12th April 2023

Great credit card.

Easy to manage my account online. See how much I have spent,, keep check on my balance and make payments on my account. Reviewed on: 12th April 2023

mr

good credit card company for everyone in daily spend Reviewed on: 12th April 2023

Great service

I am new to zopa and my application didn't take long to be approved. Card was delivered in a few days time. Easy to use on Google pay. Reviewed on: 12th April 2023

Credit card

Great card, easy to apply. Excepted straight away Reviewed on: 12th April 2023

Very easy to use and understand

Find the whole card to use and understand the costs Reviewed on: 12th April 2023

Perfect and straightforward

Kind and friendly, informative and trusted Reviewed on: 12th April 2023

Very pleased

I applied for the credit card and was accepted, it is a great help. Reviewed on: 12th April 2023

Very good service

Is very good service no issue and no problem with them Reviewed on: 12th April 2023

Simple

So simple to use and set up. Everything is easy to use via the app and customer service are very helpful too. Would definitely recommend. Reviewed on: 12th April 2023

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