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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Perfect

The company is perfect , they keep you up to date with support and advise Reviewed on: 12th April 2023

Credit were credits due

Zopa are so amazing, customer freidnly and focused. The ease of using there app to manage your cards or other products they offer is second to none. I'm glad I chose them and would 100% recommend them to friend family, even strangers. Never had any problems with payments to them or getting access to my credit. Really grateful to be a service user. Reviewed on: 12th April 2023

The best ever

Very good company, easy contact, easy and helpful app Reviewed on: 12th April 2023

Amazing

Very good service I have not world to say anything coz i am very happy with this card ..they All the time give me update what they r changing services so i am very happy thanks soo much ..... Reviewed on: 12th April 2023

Marvellous card which helps to restore your credit balance

Great card to build your credit status. Reviewed on: 12th April 2023

Pleasant Experience

The ease of use and ability to meet my varied needs was really nice Reviewed on: 12th April 2023

Perfect credit builder

Easy to apply. Card came quickly and the app is brilliant and easy to use. After 3 months I got a credit increase and my credit score has gone up by 111. Reviewed on: 12th April 2023

Zopa is the the best

Very easy to use and good quality. Reviewed on: 11th April 2023

Simple, effective

Easy to use, simple but effective Reviewed on: 11th April 2023

Easy to use and set up

Quick easy set up and the app is fast and great to use Reviewed on: 11th April 2023

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