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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good

Happy with zopa.will be recommended to friends Reviewed on: 11th April 2023

Everyone needs Zopa

Every contractual agreement were honored to the later. Above all is the excellent customer service. Reviewed on: 11th April 2023

Fast, easy and comfortable for using.

I am use often and for me is very easy to use and very good security have. I am feeling safety. Reviewed on: 11th April 2023

Absolutely love my Zopa credit card

Love Zopa, Customer service is great, the app is great. Really reliable company and I'm so glad I choose them when looking for a credit card company Reviewed on: 11th April 2023

Helped me to get back on track

Zopa helped me track my spending, kept me working hard to improve my credit score & helped me monitor my own spending. It's helped me become more responsible with money & to value having good credit Reviewed on: 11th April 2023

Perfect

I am extremely pleased. I strongly recommend Reviewed on: 11th April 2023

Amazing

Brilliantly flexible amazing super at understanding customer needs.new bank new money new understanding of today’s needs. Reviewed on: 11th April 2023

Clear simple and straightforward

Very easy to use credit card with a well designed app focused on the user Reviewed on: 11th April 2023

Easy helpful and completely stress free

Top marks recommended to other people completely stress free Reviewed on: 11th April 2023

Good communication

It was so easy to apply and lots of transparency about the interest rate. Good communication Reviewed on: 11th April 2023

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