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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

The best credit card provider ever!

Great customer service experience ever! Reviewed on: 11th April 2023

Great company to borrow from

Received my credit very quickly. So easy to set up and repay payments via app highly recommend Reviewed on: 11th April 2023

So easy to use

Best credit card, easy to apply, just the right amount of credit, Reviewed on: 11th April 2023

Clear and precise

Correct details and no hassle easy to contact clear details when visiting site. Reviewed on: 11th April 2023

Cutting edge Credit Card Providee

There's hundreds of Credit Cards on the market, but for those out here unsure, the search is over. Zopa has a fantastic platform to help you manage your money in a highly effective way., all of which is backed up by a team of hum beings,, not robots, but knowledgable, friendly human beings.. A great provider, with many more benefits than already mentioned. Reviewed on: 11th April 2023

Zopa a new card for a new generation

I am a 56 year old who wanted a new credit card to benefit me and not just the company who's card it was. No scary communications, good interest rate and easily contactable on their App night or day. It really is a pleasure for a change, their customer service is second to none, you are a customer but never just a number, you are taking me back to my youth and in a changing world that's more than refreshing, that's genious Reviewed on: 11th April 2023

Excellent service

Highly recommended best service so far Reviewed on: 11th April 2023

Best and quick

I recently purchased a Zopa card and they are super helpful! Easy to use app too Reviewed on: 11th April 2023

Amazing card

It’s been great to have Zopa after being trying many cards provider Reviewed on: 11th April 2023

Impressed

Since being with Zopa, the team have been fantastic, even when I was having difficulty paying back they was so kind and understanding and never judged, I’m happy with all the team, and my experience with zopa, would totally recommend to anyone Reviewed on: 11th April 2023

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