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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Friendly application

5
Great customer service and easy to use Reviewed on: 11th April 2023
Jenny Gill's avatar
Jenny Gill

Simply amazing

5
It came to help when I needed the most and the whole application process was incredibly simple Reviewed on: 11th April 2023
Jamshaid Baig's avatar
Jamshaid Baig

Brilliant

5
After searching for the perfect credit card I came across Zopa, super easy to apply, straightforward, no hidden costs or complicated things! Really happy with the superb customer support and advice. Reviewed on: 11th April 2023
Lou's avatar
Lou

Great service

5
App is really useful and easy to use! Reviewed on: 11th April 2023
Valentine Obamwonyi's avatar
Valentine Obamwonyi

Convenient usage

5
Easy in use and repay as per our own choice . Reviewed on: 11th April 2023
Mrs Zahid's avatar
Mrs Zahid

Excellent

5
I am very happy with my experience with Zopa Reviewed on: 11th April 2023
Mathumitha Ramesh's avatar
Mathumitha Ramesh

Best

5
Best credit card always good not much interest Reviewed on: 11th April 2023
Ulac aylanc 's avatar
Ulac aylanc

Quick and simple

5
Quick and easy to apply, new card came quickly and I can sort everything through the app. Activate the card, see my spending. Reviewed on: 11th April 2023
Benjamin schofield's avatar
Benjamin schofield

Excellent

5
Great credit card by a sensible lender, offering enough credit to help but not too much to get you into financial bother. Reviewed on: 11th April 2023
Nikki Gray's avatar
Nikki Gray

Easiest card to use and manage

5
From pre approval though the using my account, everything has been so simple and the app is easy to navigate, perfect for someone on the go who doesn’t have the time to be going to the bank or calling them! Would recommend to everyone!! Thank you Zopa for also helping me boost my credit ! Reviewed on: 11th April 2023
Ria John's avatar
Ria John

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