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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Simple Mobey

The Zopa card is so convenient and easy to use, fantastic app Reviewed on: 11th April 2023

Super

Easy to use no hassle easy app navigation great Reviewed on: 11th April 2023

Amazing!

Can’t recommend enough, easy application, fast and straight forward! Quick response! Card and pin arrived within 7 days! Customer service 5* Reviewed on: 11th April 2023

Outstanding

Very friendly staff with excellent customer service. Reviewed on: 11th April 2023

Zopa

Best credit card provider, very helpful, quick answer and very easy way to verify your account Reviewed on: 11th April 2023

Learning new way to save

I like that can build credit but found good ways to start a saving fund for myself. Reviewed on: 11th April 2023

Easy and well run Company with a great easy app layout

From the application process this company is easy to understand and explanatory information. The app is amazing and easy to navigate. I am thoroughly impressed with there professionalism.... Reviewed on: 11th April 2023

Does what it says on the website

It’s straight forward easy to get the information you need and want there’s nothing hidden what else can you say it’s great Reviewed on: 11th April 2023

Good card

Zopa is a great card to get back on track with your finance. The interest is high but clear every month and it’s a great card and app Reviewed on: 11th April 2023

Great service

Very easy application and great service Reviewed on: 11th April 2023

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