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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Ease of use

Very happy with the credit card. No hidden issues. All above board. Very good communication when dealing with issues. Reviewed on: 11th April 2023

Simple

So easy to use app is great and user friendly why are they all not like Zopa?? Reviewed on: 11th April 2023

Perfect card

Perfect card to rebuild your credit rating Reviewed on: 11th April 2023

Great credit card. Not problems at all

Been with zopa for about six months. Not had a problem at all. Great company alway keep me update on what's going on. A++ Reviewed on: 11th April 2023

When required I am always given the required help and assistance to resolve my query.

I had an issue with the app and after a few minutes explaining the procedures, I had no further problems accessing it. Reviewed on: 11th April 2023

Transparent and in my control

The app puts me fully in control of my credit card, i have all my information at a glance. Zopa offers limit increases at a sensible rate and when you are eligible, but also lets you turn them down, which is great to keep you in control. Reviewed on: 11th April 2023

Recommended credit card

I have been with zopa quite a few months now. Have never had any problems with them. Communication was great through out the application process and acceptance was really fast. Reviewed on: 11th April 2023

Awesome

Great product, low Apr, amazing service Reviewed on: 11th April 2023

Great card

Great card not too much credit so you can stay in control and the app is brilliant Reviewed on: 11th April 2023

Quick, efficient and reliable

Very efficient service. Great response time, no stress application. Would highly recommend. Reviewed on: 11th April 2023

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