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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Helpful company

Applied for credit card accepted much appreciated the company explain everything and I was at ease with the whole process would definitely recommend Reviewed on: 11th April 2023

Amazing

Really good bank to go with, highly recommend to anyone great factor to boost your credit score up also! Reviewed on: 11th April 2023

Very good credit card compon

Nice quick credit card very good I like. Reviewed on: 11th April 2023

Excellent

Simple straightforward and nothing is an issue Reviewed on: 11th April 2023

Good credit card company

I love the experience I have with Zopa credit card.I am able to see my purchases instantly and also to know other areas I am not doing well.This has shaped how I use my credit card.I value Zopa as a good credit card company Reviewed on: 11th April 2023

excellent service

Zopa credit card service is second to none. I would recommend it to everyone I know and even people I don't know. In a word FABULOUS Reviewed on: 11th April 2023

Fantastic company

Easy to use app . Reviewed on: 11th April 2023

Ease of use

Very happy with the credit card. No hidden issues. All above board. Very good communication when dealing with issues. Reviewed on: 11th April 2023

Simple

So easy to use app is great and user friendly why are they all not like Zopa?? Reviewed on: 11th April 2023

Perfect card

Perfect card to rebuild your credit rating Reviewed on: 11th April 2023

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