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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Awesome

Great product, low Apr, amazing service Reviewed on: 11th April 2023

Great card

Great card not too much credit so you can stay in control and the app is brilliant Reviewed on: 11th April 2023

Quick, efficient and reliable

Very efficient service. Great response time, no stress application. Would highly recommend. Reviewed on: 11th April 2023

Amazing app and service

Top card to have - assisting with credit building and understanding the situation you are in Reviewed on: 11th April 2023

Very good customer service

There’s no hassle and always happy to help Reviewed on: 11th April 2023

Great service

Sensible lenders . Happy with my credit limit. Doesnt lend beyond customers ability to pay. Reviewed on: 11th April 2023

Easy to use

Zopa is a very easy card to use, balance transfers where simple and quick and had no problems with contact less, which I have found with other suppliers. Reviewed on: 11th April 2023

Great.

Easy to use, sensible credit limits. Flexibility for payment day to suit my payday. Reviewed on: 11th April 2023

First timer

Was anxious about getting my first credit card but has been easy ,straight forward and worry free. Reviewed on: 11th April 2023

Wow

Amazing and so straight forward Reviewed on: 11th April 2023

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